Call reports 2022
RED ROCK BANK — 2022
What RED ROCK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,067,000 | 47,221,000 | 44,662,000 | 47,523,000 |
| Total loans | 20,611,000 | 20,881,000 | 22,051,000 | 23,005,000 |
| Allowance for loan losses | 296,000 | 296,000 | 296,000 | 296,000 |
| Securities available for sale | 15,111,000 | 14,595,000 | 14,166,000 | 14,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,246,000 | 42,681,000 | 40,460,000 | 43,057,000 |
| Interest-bearing deposits | 32,174,000 | 32,852,000 | 30,784,000 | 29,035,000 |
| Noninterest-bearing deposits | 11,072,000 | 9,829,000 | 9,676,000 | 14,022,000 |
| Equity capital | 4,698,000 | 4,449,000 | 4,050,000 | 4,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 656,000 | 1,018,000 | 1,398,000 |
| Interest expense | 36,000 | 74,000 | 108,000 | 143,000 |
| Net interest income | 282,000 | 582,000 | 910,000 | 1,255,000 |
| Noninterest income | 30,000 | 52,000 | 75,000 | 95,000 |
| Noninterest expense | 214,000 | 412,000 | 625,000 | 743,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 96,000 | 220,000 | 358,000 | 605,000 |
| Income tax | 28,000 | 62,000 | 102,000 | 174,000 |
| Net income | 68,000 | 158,000 | 256,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,726,000 | 3,821,000 | 3,778,000 | 3,955,000 |