Call reports 2021
RED ROCK BANK — 2021
What RED ROCK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,683,000 | 46,692,000 | 45,901,000 | 48,430,000 |
| Total loans | 19,505,000 | 19,554,000 | 20,225,000 | 20,900,000 |
| Allowance for loan losses | 272,000 | 279,000 | 287,000 | 294,000 |
| Securities available for sale | 4,691,000 | 7,261,000 | 5,317,000 | 7,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,730,000 | 41,720,000 | 40,775,000 | 43,310,000 |
| Interest-bearing deposits | 30,069,000 | 30,405,000 | 30,112,000 | 30,979,000 |
| Noninterest-bearing deposits | 10,661,000 | 11,315,000 | 10,663,000 | 12,331,000 |
| Equity capital | 4,822,000 | 4,882,000 | 4,980,000 | 4,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 681,000 | 1,077,000 | 1,391,000 |
| Interest expense | 39,000 | 78,000 | 118,000 | 156,000 |
| Net interest income | 284,000 | 603,000 | 959,000 | 1,235,000 |
| Noninterest income | 15,000 | 29,000 | 100,000 | 64,000 |
| Noninterest expense | 226,000 | 478,000 | 717,000 | 923,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 65,000 | 139,000 | 319,000 | 396,000 |
| Income tax | 18,000 | 39,000 | 91,000 | 114,000 |
| Net income | 47,000 | 100,000 | 228,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,420,000 | 3,473,000 | 3,601,000 | 3,656,000 |
| Total capital | — | 3,706,000 | 3,842,000 | — |
| Risk-weighted assets | — | 18,556,000 | 19,081,000 | — |