Call reports 2020
RED ROCK BANK — 2020
What RED ROCK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,266,000 | 38,861,000 | 37,831,000 | 45,132,000 |
| Total loans | 22,572,000 | 22,853,000 | 21,807,000 | 21,054,000 |
| Allowance for loan losses | 268,000 | 276,000 | 283,000 | 264,000 |
| Securities available for sale | 2,094,000 | 2,101,000 | 2,113,000 | 2,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,442,000 | 33,977,000 | 32,873,000 | 40,206,000 |
| Interest-bearing deposits | 24,597,000 | 24,335,000 | 23,636,000 | 26,047,000 |
| Noninterest-bearing deposits | 7,845,000 | 9,642,000 | 9,237,000 | 14,159,000 |
| Equity capital | 4,623,000 | 4,743,000 | 4,773,000 | 4,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 800,000 | 1,160,000 | 1,503,000 |
| Interest expense | 72,000 | 128,000 | 173,000 | 218,000 |
| Net interest income | 323,000 | 672,000 | 987,000 | 1,285,000 |
| Noninterest income | 17,000 | 29,000 | 45,000 | 60,000 |
| Noninterest expense | 224,000 | 445,000 | 632,000 | 830,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 108,000 | 241,000 | 377,000 | 485,000 |
| Income tax | 55,000 | 95,000 | 132,000 | 163,000 |
| Net income | 53,000 | 146,000 | 245,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,155,000 | 3,280,000 | 3,325,000 | 3,384,000 |
| Total capital | 3,423,000 | 3,556,000 | — | — |
| Risk-weighted assets | 22,304,000 | 22,037,000 | — | — |