Call reports 2019
RED ROCK BANK — 2019
What RED ROCK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 38,196,000 | 38,654,000 | 39,051,000 | 42,872,000 |
| Total loans | 22,785,000 | 23,580,000 | 23,113,000 | 23,243,000 |
| Allowance for loan losses | 267,000 | 275,000 | 282,000 | 289,000 |
| Securities available for sale | 2,035,000 | 2,067,000 | 2,069,000 | 2,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,821,000 | 30,150,000 | 30,418,000 | 34,185,000 |
| Interest-bearing deposits | 25,529,000 | 23,177,000 | 23,252,000 | 25,384,000 |
| Noninterest-bearing deposits | 6,292,000 | 6,973,000 | 7,166,000 | 8,801,000 |
| Equity capital | 4,251,000 | 4,407,000 | 4,483,000 | 4,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 808,000 | 1,212,000 | 1,612,000 |
| Interest expense | 55,000 | 122,000 | 195,000 | 267,000 |
| Net interest income | 334,000 | 686,000 | 1,017,000 | 1,345,000 |
| Noninterest income | 8,000 | 30,000 | 46,000 | 64,000 |
| Noninterest expense | 216,000 | 459,000 | 677,000 | 920,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 118,000 | 242,000 | 363,000 | 459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 242,000 | 363,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,794,000 | 2,930,000 | 3,017,000 | 3,125,000 |
| Total capital | 3,061,000 | 3,205,000 | 3,299,000 | 3,412,000 |
| Risk-weighted assets | 21,950,000 | 22,813,000 | 22,400,000 | 22,954,000 |