Call reports 2018
RED ROCK BANK — 2018
What RED ROCK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 20,364,000 | 36,672,000 | 36,212,000 | 39,822,000 |
| Total loans | 17,855,000 | 20,390,000 | 21,175,000 | 23,781,000 |
| Allowance for loan losses | 238,000 | 245,000 | 252,000 | 260,000 |
| Securities available for sale | 0 | 2,004,000 | 2,002,000 | 2,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,794,000 | 32,644,000 | 32,073,000 | 33,579,000 |
| Interest-bearing deposits | 11,019,000 | 26,225,000 | 25,002,000 | 24,828,000 |
| Noninterest-bearing deposits | 3,775,000 | 6,419,000 | 7,071,000 | 8,751,000 |
| Equity capital | 3,255,000 | 3,957,000 | 4,017,000 | 4,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 562,000 | 920,000 | 1,301,000 |
| Interest expense | 29,000 | 64,000 | 98,000 | 144,000 |
| Net interest income | 202,000 | 498,000 | 822,000 | 1,157,000 |
| Noninterest income | 7,000 | 14,000 | 25,000 | 35,000 |
| Noninterest expense | 146,000 | 411,000 | 623,000 | 836,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 55,000 | 86,000 | 201,000 | 326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 86,000 | 201,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,970,000 | 2,496,000 | 2,559,000 | 2,708,000 |
| Total capital | 3,175,000 | 2,741,000 | 2,811,000 | 2,968,000 |
| Risk-weighted assets | 16,282,000 | 19,583,000 | 20,342,000 | 22,848,000 |