Call reports 2017
RED ROCK BANK — 2017
What RED ROCK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,130,000 | 22,332,000 | 20,820,000 | 23,315,000 |
| Total loans | 17,264,000 | 18,024,000 | 18,162,000 | 18,413,000 |
| Allowance for loan losses | 229,000 | 230,000 | 230,000 | 230,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,551,000 | 18,194,000 | 15,615,000 | 17,542,000 |
| Interest-bearing deposits | 13,937,000 | 13,951,000 | 11,722,000 | 12,395,000 |
| Noninterest-bearing deposits | 5,614,000 | 4,243,000 | 3,893,000 | 5,147,000 |
| Equity capital | 3,030,000 | 3,086,000 | 3,150,000 | 3,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 460,000 | 696,000 | 933,000 |
| Interest expense | 31,000 | 59,000 | 88,000 | 117,000 |
| Net interest income | 192,000 | 401,000 | 608,000 | 816,000 |
| Noninterest income | 13,000 | 19,000 | 26,000 | 31,000 |
| Noninterest expense | 144,000 | 288,000 | 438,000 | 600,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 46,000 | 102,000 | 166,000 | 217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 102,000 | 166,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,739,000 | 2,800,000 | 2,870,000 | 2,924,000 |
| Total capital | 2,940,000 | 3,009,000 | 3,079,000 | 2,924,000 |
| Risk-weighted assets | 16,025,000 | 16,737,000 | 16,578,000 | 17,409,000 |