Call reports 2016
RED ROCK BANK — 2016
What RED ROCK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 24,205,000 | 22,938,000 | 23,288,000 | 26,385,000 |
| Total loans | 17,711,000 | 19,105,000 | 19,712,000 | 19,134,000 |
| Allowance for loan losses | 170,000 | 185,000 | 200,000 | 215,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,828,000 | 17,525,000 | 15,799,000 | 19,827,000 |
| Interest-bearing deposits | 14,556,000 | 12,034,000 | 11,640,000 | 14,029,000 |
| Noninterest-bearing deposits | 5,272,000 | 5,491,000 | 4,159,000 | 5,798,000 |
| Equity capital | 2,813,000 | 2,843,000 | 2,927,000 | 2,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 453,000 | 704,000 | 945,000 |
| Interest expense | 23,000 | 49,000 | 75,000 | 103,000 |
| Net interest income | 201,000 | 404,000 | 629,000 | 842,000 |
| Noninterest income | 7,000 | 13,000 | 21,000 | 28,000 |
| Noninterest expense | 141,000 | 305,000 | 439,000 | 588,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 52,000 | 82,000 | 166,000 | 222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 82,000 | 166,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,527,000 | 2,560,000 | 2,649,000 | 2,709,000 |
| Total capital | 2,697,000 | 2,745,000 | 2,849,000 | 2,924,000 |
| Risk-weighted assets | 17,273,000 | 18,174,000 | 18,787,000 | 18,886,000 |