Call reports 2015
RED ROCK BANK — 2015
What RED ROCK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 20,103,000 | 19,785,000 | 19,554,000 | 25,170,000 |
| Total loans | 15,110,000 | 15,365,000 | 16,430,000 | 18,200,000 |
| Allowance for loan losses | 111,000 | 131,000 | 160,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,695,000 | 16,435,000 | 15,746,000 | 20,846,000 |
| Interest-bearing deposits | 11,532,000 | 11,265,000 | 11,309,000 | 12,076,000 |
| Noninterest-bearing deposits | 5,163,000 | 5,170,000 | 4,437,000 | 8,770,000 |
| Equity capital | 2,634,000 | 2,699,000 | 2,727,000 | 2,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 460,000 | 688,000 | 908,000 |
| Interest expense | 22,000 | 44,000 | 66,000 | 88,000 |
| Net interest income | 194,000 | 416,000 | 622,000 | 820,000 |
| Noninterest income | 28,000 | 47,000 | 63,000 | 71,000 |
| Noninterest expense | 152,000 | 298,000 | 464,000 | 635,000 |
| Provision for loan losses | 45,000 | 75,000 | 104,000 | 104,000 |
| Pretax income | 25,000 | 90,000 | 117,000 | 152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 90,000 | 117,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,363,000 | 2,430,000 | 2,461,000 | 2,497,000 |
| Total capital | 2,474,000 | 2,561,000 | 2,621,000 | 2,657,000 |
| Risk-weighted assets | 14,267,000 | 14,464,000 | 15,336,000 | 17,579,000 |