Call reports 2014
RED ROCK BANK — 2014
What RED ROCK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 20,938,000 | 20,090,000 | 19,939,000 | 21,299,000 |
| Total loans | 14,653,000 | 13,182,000 | 13,900,000 | 15,453,000 |
| Allowance for loan losses | 96,000 | 104,000 | 134,000 | 72,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,127,000 | 16,276,000 | 16,239,000 | 17,910,000 |
| Interest-bearing deposits | 12,158,000 | 11,611,000 | 11,533,000 | 12,097,000 |
| Noninterest-bearing deposits | 4,969,000 | 4,665,000 | 4,706,000 | 5,813,000 |
| Equity capital | 2,555,000 | 2,528,000 | 2,554,000 | 2,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 417,000 | 615,000 | 838,000 |
| Interest expense | 22,000 | 44,000 | 65,000 | 90,000 |
| Net interest income | 206,000 | 373,000 | 550,000 | 748,000 |
| Noninterest income | 34,000 | 60,000 | 90,000 | 121,000 |
| Noninterest expense | 178,000 | 331,000 | 484,000 | 617,000 |
| Provision for loan losses | 45,000 | 80,000 | 110,000 | 150,000 |
| Pretax income | 17,000 | 22,000 | 46,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 22,000 | 46,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,119,000 | 2,130,000 | 2,151,000 | 2,206,000 |
| Total capital | 2,215,000 | 2,234,000 | 2,285,000 | 2,206,000 |
| Risk-weighted assets | 13,930,000 | 12,405,000 | 13,273,000 | 14,248,000 |