Call reports 2013
RED ROCK BANK — 2013
What RED ROCK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 24,169,000 | 22,015,000 | 20,969,000 | 22,828,000 |
| Total loans | 18,570,000 | 17,544,000 | 16,743,000 | 16,692,000 |
| Allowance for loan losses | 232,000 | 227,000 | 11,000 | 52,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,714,000 | 17,622,000 | 17,083,000 | 19,034,000 |
| Interest-bearing deposits | 13,005,000 | 12,339,000 | 12,400,000 | 12,676,000 |
| Noninterest-bearing deposits | 6,709,000 | 5,283,000 | 4,683,000 | 6,358,000 |
| Equity capital | 2,923,000 | 3,021,000 | 2,471,000 | 2,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 451,000 | 191,000 | 446,000 |
| Interest expense | 35,000 | 69,000 | 20,000 | 45,000 |
| Net interest income | 199,000 | 382,000 | 171,000 | 401,000 |
| Noninterest income | 30,000 | 57,000 | 18,000 | 43,000 |
| Noninterest expense | 137,000 | 248,000 | 96,000 | 274,000 |
| Provision for loan losses | 0 | 0 | 11,000 | 52,000 |
| Pretax income | 92,000 | 191,000 | 82,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 191,000 | 82,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,940,000 | 2,038,000 | 2,071,000 | 2,114,000 |
| Total capital | 2,156,000 | 2,238,000 | 2,071,000 | 2,166,000 |
| Risk-weighted assets | 17,239,000 | 15,995,000 | 15,453,000 | 15,670,000 |