Call reports 2012
RED ROCK BANK — 2012
What RED ROCK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,648,000 | 21,589,000 | 21,655,000 | 23,938,000 |
| Total loans | 16,661,000 | 17,630,000 | 17,514,000 | 19,827,000 |
| Allowance for loan losses | 199,000 | 202,000 | 218,000 | 242,000 |
| Securities available for sale | 1,395,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,482,000 | 16,309,000 | 15,820,000 | 18,926,000 |
| Interest-bearing deposits | 13,567,000 | 12,580,000 | 11,842,000 | 12,339,000 |
| Noninterest-bearing deposits | 4,915,000 | 3,729,000 | 3,978,000 | 6,588,000 |
| Equity capital | 2,417,000 | 2,482,000 | 2,555,000 | 2,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 440,000 | 682,000 | 937,000 |
| Interest expense | 45,000 | 85,000 | 124,000 | 163,000 |
| Net interest income | 175,000 | 355,000 | 558,000 | 774,000 |
| Noninterest income | 29,000 | 61,000 | 95,000 | 126,000 |
| Noninterest expense | 133,000 | 285,000 | 435,000 | 576,000 |
| Provision for loan losses | 53,000 | 53,000 | 67,000 | 97,000 |
| Pretax income | 18,000 | 78,000 | 151,000 | 227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 18,000 | 78,000 | 151,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,439,000 | 1,499,000 | 1,572,000 | 1,848,000 |
| Total capital | 1,631,000 | 1,699,000 | 1,773,000 | 2,076,000 |
| Risk-weighted assets | 15,376,000 | 15,997,000 | 16,044,000 | 18,216,000 |