Call reports 2011
RED ROCK BANK — 2011
What RED ROCK BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 19,804,000 | 20,780,000 | 22,099,000 | 24,161,000 |
| Total loans | 14,906,000 | 14,188,000 | 14,902,000 | 16,989,000 |
| Allowance for loan losses | 140,000 | 152,000 | 164,000 | 185,000 |
| Securities available for sale | 135,000 | 1,306,000 | 2,604,000 | 2,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,737,000 | 16,696,000 | 16,493,000 | 18,808,000 |
| Interest-bearing deposits | 12,560,000 | 13,849,000 | 13,320,000 | 13,996,000 |
| Noninterest-bearing deposits | 3,177,000 | 2,848,000 | 3,173,000 | 4,812,000 |
| Equity capital | 2,310,000 | 2,316,000 | 2,395,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 383,000 | 626,000 | 861,000 |
| Interest expense | 55,000 | 115,000 | 169,000 | 217,000 |
| Net interest income | 127,000 | 268,000 | 457,000 | 644,000 |
| Noninterest income | 32,000 | 60,000 | 92,000 | 125,000 |
| Noninterest expense | 121,000 | 278,000 | 406,000 | 519,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 130,000 |
| Pretax income | 26,000 | 26,000 | 107,000 | 120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 26,000 | 107,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,327,000 | 1,333,000 | 1,408,000 | 1,421,000 |
| Total capital | 1,467,000 | 1,485,000 | 1,572,000 | 1,606,000 |
| Risk-weighted assets | 13,079,000 | 13,348,000 | 14,428,000 | 16,334,000 |