Call report 2014Q4
MEMORIAL CITY BANK — 2014Q4
The 22 measures MEMORIAL CITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,655,000 | USD | evidence → |
| Total loans | 211,706,000 | USD | evidence → |
| Allowance for loan losses | 2,000,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 244,267,000 | USD | evidence → |
| Interest-bearing deposits | 152,124,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,143,000 | USD | evidence → |
| Equity capital | 25,688,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,717,000 | USD | evidence → |
| Interest expense | 1,125,000 | USD | evidence → |
| Net interest income | 10,592,000 | USD | evidence → |
| Noninterest income | 330,000 | USD | evidence → |
| Noninterest expense | 7,341,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 2,587,000 | USD | evidence → |
| Income tax | 882,000 | USD | evidence → |
| Net income | 1,705,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,066,000 | USD | evidence → |
| Total capital | 27,066,000 | USD | evidence → |
| Risk-weighted assets | 216,202,000 | USD | evidence → |