Call reports 2025
FIRST STATE BANK OF FORSYTH — 2025
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 154,404,000 | 150,814,000 | 158,507,000 | 170,463,000 |
| Total loans | 75,076,000 | 77,775,000 | 83,887,000 | 80,352,000 |
| Allowance for loan losses | 1,717,000 | 1,903,000 | 1,916,000 | 1,895,000 |
| Securities available for sale | 58,739,000 | 57,275,000 | 55,415,000 | 60,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,327,000 | 131,597,000 | 139,128,000 | 148,679,000 |
| Interest-bearing deposits | 108,472,000 | 106,595,000 | 110,295,000 | 120,581,000 |
| Noninterest-bearing deposits | 26,855,000 | 25,002,000 | 28,833,000 | 28,098,000 |
| Equity capital | 12,801,000 | 13,216,000 | 13,241,000 | 15,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,817,000 | 3,638,000 | 5,517,000 | 7,487,000 |
| Interest expense | 485,000 | 975,000 | 1,468,000 | 1,982,000 |
| Net interest income | 1,332,000 | 2,663,000 | 4,049,000 | 5,505,000 |
| Noninterest income | 55,000 | 111,000 | 166,000 | 234,000 |
| Noninterest expense | 678,000 | 1,334,000 | 2,086,000 | 2,758,000 |
| Provision for loan losses | 30,000 | 40,000 | 60,000 | 70,000 |
| Pretax income | 679,000 | 1,400,000 | 2,069,000 | 2,911,000 |
| Income tax | 144,000 | 267,000 | 419,000 | 594,000 |
| Net income | 535,000 | 1,133,000 | 1,650,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,742,000 | 18,140,000 | 18,457,000 | 18,898,000 |