Call reports 2021
FIRST STATE BANK OF FORSYTH — 2021
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 153,566,000 | 147,232,000 | 151,520,000 | 153,367,000 |
| Total loans | 63,938,000 | 64,945,000 | 63,251,000 | 63,852,000 |
| Allowance for loan losses | 1,488,000 | 1,554,000 | 1,623,000 | 1,638,000 |
| Securities available for sale | 78,029,000 | 77,379,000 | 80,987,000 | 82,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,732,000 | 123,785,000 | 128,067,000 | 130,059,000 |
| Interest-bearing deposits | 101,928,000 | 101,286,000 | 101,395,000 | 102,934,000 |
| Noninterest-bearing deposits | 28,804,000 | 22,499,000 | 26,672,000 | 27,125,000 |
| Equity capital | 16,422,000 | 17,414,000 | 17,245,000 | 17,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,509,000 | 3,819,000 | 5,074,000 |
| Interest expense | 137,000 | 266,000 | 391,000 | 513,000 |
| Net interest income | 1,069,000 | 2,243,000 | 3,428,000 | 4,561,000 |
| Noninterest income | 49,000 | 100,000 | 159,000 | 211,000 |
| Noninterest expense | 587,000 | 1,155,000 | 1,789,000 | 2,418,000 |
| Provision for loan losses | 50,000 | 110,000 | 170,000 | 230,000 |
| Pretax income | 481,000 | 1,077,000 | 1,625,000 | 2,121,000 |
| Income tax | 109,000 | 234,000 | 361,000 | 453,000 |
| Net income | 372,000 | 843,000 | 1,264,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,951,000 | 16,237,000 | 16,423,000 | 16,553,000 |