Call reports 2019
FIRST STATE BANK OF FORSYTH — 2019
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,196,000 | 118,926,000 | 118,827,000 | 122,082,000 |
| Total loans | 63,649,000 | 65,571,000 | 66,295,000 | 63,730,000 |
| Allowance for loan losses | 1,426,000 | 1,455,000 | 1,488,000 | 1,548,000 |
| Securities available for sale | 50,738,000 | 47,309,000 | 45,106,000 | 43,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,010,000 | 96,376,000 | 96,292,000 | 102,762,000 |
| Interest-bearing deposits | 83,498,000 | 82,712,000 | 82,857,000 | 87,269,000 |
| Noninterest-bearing deposits | 14,512,000 | 13,664,000 | 13,435,000 | 15,493,000 |
| Equity capital | 15,179,000 | 15,681,000 | 15,516,000 | 15,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,636,000 | 3,997,000 | 5,269,000 |
| Interest expense | 197,000 | 416,000 | 637,000 | 828,000 |
| Net interest income | 1,105,000 | 2,220,000 | 3,360,000 | 4,441,000 |
| Noninterest income | 51,000 | 100,000 | 171,000 | 198,000 |
| Noninterest expense | 590,000 | 1,201,000 | 1,823,000 | 2,346,000 |
| Provision for loan losses | 70,000 | 100,000 | 130,000 | 290,000 |
| Pretax income | 475,000 | 1,011,000 | 1,571,000 | 1,996,000 |
| Income tax | 97,000 | 234,000 | 389,000 | 502,000 |
| Net income | 378,000 | 777,000 | 1,182,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,971,000 | 15,121,000 | 14,656,000 | 14,705,000 |
| Total capital | 15,960,000 | 16,117,000 | 15,658,000 | 15,678,000 |
| Risk-weighted assets | 78,719,000 | 79,210,000 | 79,683,000 | 77,186,000 |