Call reports 2018
FIRST STATE BANK OF FORSYTH — 2018
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,014,000 | 124,715,000 | 123,340,000 | 122,026,000 |
| Total loans | 61,057,000 | 61,936,000 | 61,598,000 | 61,234,000 |
| Allowance for loan losses | 1,325,000 | 1,417,000 | 1,415,000 | 1,468,000 |
| Securities available for sale | 60,871,000 | 56,126,000 | 51,650,000 | 51,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,745,000 | 103,004,000 | 102,229,000 | 102,336,000 |
| Interest-bearing deposits | 95,596,000 | 89,959,000 | 88,516,000 | 86,364,000 |
| Noninterest-bearing deposits | 14,149,000 | 13,045,000 | 13,713,000 | 15,972,000 |
| Equity capital | 14,138,000 | 14,307,000 | 13,921,000 | 14,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,681,000 | 3,971,000 | 5,300,000 |
| Interest expense | 148,000 | 303,000 | 472,000 | 567,000 |
| Net interest income | 1,184,000 | 2,378,000 | 3,499,000 | 4,733,000 |
| Noninterest income | 58,000 | 114,000 | 165,000 | 216,000 |
| Noninterest expense | 555,000 | 1,144,000 | 1,722,000 | 2,342,000 |
| Provision for loan losses | 90,000 | 200,000 | 270,000 | 350,000 |
| Pretax income | 598,000 | 1,169,000 | 1,725,000 | 2,279,000 |
| Income tax | 151,000 | 248,000 | 319,000 | 388,000 |
| Net income | 447,000 | 921,000 | 1,406,000 | 1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,754,000 | 14,948,000 | 14,741,000 | 14,911,000 |
| Total capital | 15,735,000 | 15,931,000 | 15,712,000 | 15,883,000 |
| Risk-weighted assets | 78,103,000 | 78,269,000 | 77,275,000 | 77,240,000 |