Call reports 2017
FIRST STATE BANK OF FORSYTH — 2017
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 129,966,000 | 129,148,000 | 126,811,000 | 131,719,000 |
| Total loans | 60,301,000 | 63,022,000 | 62,291,000 | 60,074,000 |
| Allowance for loan losses | 1,204,000 | 1,283,000 | 1,214,000 | 1,175,000 |
| Securities available for sale | 62,371,000 | 58,905,000 | 57,308,000 | 59,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,311,000 | 109,060,000 | 106,872,000 | 112,085,000 |
| Interest-bearing deposits | 95,554,000 | 93,128,000 | 93,226,000 | 98,097,000 |
| Noninterest-bearing deposits | 14,757,000 | 15,932,000 | 13,646,000 | 13,988,000 |
| Equity capital | 14,485,000 | 14,927,000 | 14,919,000 | 14,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,453,000 | 3,587,000 | 4,895,000 |
| Interest expense | 144,000 | 288,000 | 422,000 | 574,000 |
| Net interest income | 1,063,000 | 2,165,000 | 3,165,000 | 4,321,000 |
| Noninterest income | 66,000 | 123,000 | 189,000 | 238,000 |
| Noninterest expense | 552,000 | 1,147,000 | 1,700,000 | 2,217,000 |
| Provision for loan losses | 50,000 | 125,000 | 255,000 | 325,000 |
| Pretax income | 545,000 | 1,076,000 | 1,459,000 | 2,077,000 |
| Income tax | 106,000 | 247,000 | 343,000 | 581,000 |
| Net income | 439,000 | 829,000 | 1,116,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,325,000 | 14,465,000 | 14,502,000 | 14,552,000 |
| Total capital | 15,306,000 | 15,467,000 | 15,485,000 | 15,522,000 |
| Risk-weighted assets | 78,269,000 | 79,894,000 | 78,432,000 | 77,410,000 |