Call reports 2015
FIRST STATE BANK OF FORSYTH — 2015
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,602,000 | 126,291,000 | 127,091,000 | 136,501,000 |
| Total loans | 49,013,000 | 52,960,000 | 54,650,000 | 54,233,000 |
| Allowance for loan losses | 828,000 | 1,034,000 | 1,034,000 | 1,040,000 |
| Securities available for sale | 67,342,000 | 63,191,000 | 61,903,000 | 65,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,597,000 | 104,743,000 | 107,224,000 | 116,899,000 |
| Interest-bearing deposits | 94,181,000 | 90,331,000 | 95,976,000 | 101,362,000 |
| Noninterest-bearing deposits | 13,416,000 | 14,412,000 | 11,248,000 | 15,537,000 |
| Equity capital | 14,154,000 | 13,747,000 | 14,329,000 | 14,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,338,000 | 3,579,000 | 4,824,000 |
| Interest expense | 168,000 | 340,000 | 511,000 | 675,000 |
| Net interest income | 936,000 | 1,998,000 | 3,068,000 | 4,149,000 |
| Noninterest income | 67,000 | 311,000 | 353,000 | 400,000 |
| Noninterest expense | 508,000 | 1,073,000 | 1,612,000 | 2,140,000 |
| Provision for loan losses | 15,000 | 221,000 | 221,000 | 231,000 |
| Pretax income | 480,000 | 1,031,000 | 1,604,000 | 2,196,000 |
| Income tax | 90,000 | 261,000 | 400,000 | 568,000 |
| Net income | 390,000 | 770,000 | 1,204,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,260,000 | 13,381,000 | 13,577,000 | 13,415,000 |
| Total capital | 14,088,000 | 14,261,000 | 14,502,000 | 14,338,000 |
| Risk-weighted assets | 67,489,000 | 70,221,000 | 73,857,000 | 73,743,000 |