Call reports 2013
FIRST STATE BANK OF FORSYTH — 2013
What FIRST STATE BANK OF FORSYTH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,967,000 | 115,205,000 | 118,822,000 | 122,394,000 |
| Total loans | 43,787,000 | 44,468,000 | 45,041,000 | 43,038,000 |
| Allowance for loan losses | 783,000 | 799,000 | 804,000 | 801,000 |
| Securities available for sale | 67,818,000 | 57,427,000 | 58,178,000 | 64,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,335,000 | 96,670,000 | 99,594,000 | 103,752,000 |
| Interest-bearing deposits | 86,782,000 | 84,293,000 | 86,860,000 | 91,017,000 |
| Noninterest-bearing deposits | 12,553,000 | 12,377,000 | 12,734,000 | 12,735,000 |
| Equity capital | 13,009,000 | 12,315,000 | 12,691,000 | 12,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,071,000 | 3,147,000 | 4,234,000 |
| Interest expense | 252,000 | 487,000 | 716,000 | 935,000 |
| Net interest income | 776,000 | 1,584,000 | 2,431,000 | 3,299,000 |
| Noninterest income | 65,000 | 129,000 | 193,000 | 254,000 |
| Noninterest expense | 495,000 | 1,007,000 | 1,552,000 | 1,969,000 |
| Provision for loan losses | 0 | 15,000 | 20,000 | 20,000 |
| Pretax income | 346,000 | 709,000 | 1,070,000 | 1,582,000 |
| Income tax | 82,000 | 156,000 | 229,000 | 368,000 |
| Net income | 264,000 | 553,000 | 841,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,860,000 | 12,150,000 | 12,345,000 | 12,533,000 |
| Total capital | 12,623,000 | 12,916,000 | 13,113,000 | 13,297,000 |
| Risk-weighted assets | 61,044,000 | 61,318,000 | 61,383,000 | 61,095,000 |