Call reports 2016
WILBURTON STATE BANK — 2016
What WILBURTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 66,200,000 | 64,888,000 | 63,701,000 |
| Total loans | 28,530,000 | 27,284,000 | 27,926,000 |
| Allowance for loan losses | 596,000 | 618,000 | 642,000 |
| Securities available for sale | 17,650,000 | 17,668,000 | 16,618,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 59,930,000 | 58,649,000 | 57,470,000 |
| Interest-bearing deposits | 44,319,000 | 43,479,000 | 42,535,000 |
| Noninterest-bearing deposits | 15,612,000 | 15,170,000 | 14,935,000 |
| Equity capital | 6,173,000 | 6,130,000 | 6,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 597,000 | 1,176,000 | 1,743,000 |
| Interest expense | 44,000 | 89,000 | 134,000 |
| Net interest income | 553,000 | 1,087,000 | 1,609,000 |
| Noninterest income | 154,000 | 300,000 | 517,000 |
| Noninterest expense | 482,000 | 904,000 | 1,323,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 |
| Pretax income | 210,000 | 453,000 | 758,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 210,000 | 453,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 5,468,000 | 5,350,000 | 5,382,000 |
| Total capital | 5,868,000 | 5,730,000 | 5,767,000 |
| Risk-weighted assets | 31,870,000 | 30,208,000 | 30,547,000 |