Call reports 2020
EAGLE.BANK — 2020
What EAGLE.BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,094,000 | 154,441,000 | 156,701,000 | 160,382,000 |
| Total loans | 115,342,000 | 131,083,000 | 137,689,000 | 134,805,000 |
| Allowance for loan losses | 1,196,000 | 1,319,000 | 1,386,000 | 1,386,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,345,000 | 127,866,000 | 129,148,000 | 132,639,000 |
| Interest-bearing deposits | 112,017,000 | 120,057,000 | 121,527,000 | 124,367,000 |
| Noninterest-bearing deposits | 6,328,000 | 7,809,000 | 7,621,000 | 8,272,000 |
| Equity capital | 22,295,000 | 22,900,000 | 23,676,000 | 24,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,667,000 | 4,052,000 | 5,485,000 |
| Interest expense | 286,000 | 557,000 | 800,000 | 1,006,000 |
| Net interest income | 1,034,000 | 2,110,000 | 3,252,000 | 4,479,000 |
| Noninterest income | 649,000 | 1,951,000 | 3,434,000 | 5,162,000 |
| Noninterest expense | 1,407,000 | 2,925,000 | 4,608,000 | 6,563,000 |
| Provision for loan losses | 25,000 | 225,000 | 290,000 | 290,000 |
| Pretax income | 251,000 | 911,000 | 1,788,000 | 2,788,000 |
| Income tax | 57,000 | 199,000 | 387,000 | 601,000 |
| Net income | 194,000 | 712,000 | 1,401,000 | 2,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,295,000 | 22,900,000 | 23,676,000 | 24,550,000 |
| Total capital | 23,491,000 | 24,219,000 | 25,062,000 | 25,936,000 |
| Risk-weighted assets | 136,592,000 | 134,134,000 | 137,471,000 | 141,805,000 |