Call reports 2015
EAGLE.BANK — 2015
What EAGLE.BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,041,000 | 108,338,000 | 105,570,000 | 109,563,000 |
| Total loans | 86,951,000 | 82,366,000 | 80,721,000 | 80,113,000 |
| Allowance for loan losses | 1,191,000 | 1,195,000 | 1,214,000 | 1,036,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,112,000 | 89,207,000 | 89,190,000 | 93,116,000 |
| Interest-bearing deposits | 85,458,000 | 85,047,000 | 85,642,000 | 89,454,000 |
| Noninterest-bearing deposits | 3,654,000 | 4,160,000 | 3,548,000 | 3,662,000 |
| Equity capital | 11,620,000 | 11,780,000 | 11,957,000 | 12,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,957,000 | 2,910,000 | 3,838,000 |
| Interest expense | 187,000 | 378,000 | 573,000 | 767,000 |
| Net interest income | 805,000 | 1,579,000 | 2,337,000 | 3,071,000 |
| Noninterest income | 470,000 | 899,000 | 1,446,000 | 1,822,000 |
| Noninterest expense | 921,000 | 1,880,000 | 2,911,000 | 3,859,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 354,000 | 598,000 | 872,000 | 959,000 |
| Income tax | 126,000 | 211,000 | 308,000 | 335,000 |
| Net income | 228,000 | 387,000 | 564,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,620,000 | 11,780,000 | 11,957,000 | 12,017,000 |
| Total capital | 12,775,000 | 12,913,000 | 13,104,000 | 13,053,000 |
| Risk-weighted assets | 92,399,000 | 90,605,000 | 91,743,000 | 92,613,000 |