Call reports 2026
EMPIRE STATE BANK — 2026
What EMPIRE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 643,885,000 | 617,793,000 |
| Total loans | 539,435,000 | 531,379,000 |
| Allowance for loan losses | 5,142,000 | 5,140,000 |
| Securities available for sale | 22,634,000 | 2,567,000 |
| Securities held to maturity | 7,250,000 | 7,250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 533,413,000 | 511,621,000 |
| Interest-bearing deposits | 420,307,000 | 397,270,000 |
| Noninterest-bearing deposits | 113,106,000 | 114,351,000 |
| Equity capital | 63,250,000 | 62,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,154,000 | 16,149,000 |
| Interest expense | 3,174,000 | 6,220,000 |
| Net interest income | 4,980,000 | 9,929,000 |
| Noninterest income | 348,000 | 666,000 |
| Noninterest expense | 4,043,000 | 7,906,000 |
| Provision for loan losses | 0 | -45,000 |
| Pretax income | 1,306,000 | 2,762,000 |
| Income tax | -55,000 | 251,000 |
| Net income | 1,361,000 | 2,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 63,078,000 | 62,568,000 |
| Total capital | 68,301,000 | 67,762,000 |
| Risk-weighted assets | 417,667,000 | 415,297,000 |