Call reports 2014
FIRST NATIONAL BANK OF COLORADO CITY — 2014
What FIRST NATIONAL BANK OF COLORADO CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,015,000 | 36,176,000 | 36,379,000 | 41,701,000 |
| Total loans | 11,744,000 | 11,638,000 | 11,719,000 | 11,411,000 |
| Allowance for loan losses | 68,000 | 66,000 | 67,000 | 66,000 |
| Securities available for sale | 16,922,000 | 17,746,000 | 15,040,000 | 17,309,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,391,000 | 32,364,000 | 32,553,000 | 37,831,000 |
| Interest-bearing deposits | 29,770,000 | 26,104,000 | 24,897,000 | 29,149,000 |
| Noninterest-bearing deposits | 6,621,000 | 6,260,000 | 7,656,000 | 8,682,000 |
| Equity capital | 3,531,000 | 3,679,000 | 3,707,000 | 3,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 506,000 | 762,000 | 994,000 |
| Interest expense | 13,000 | 22,000 | 32,000 | 41,000 |
| Net interest income | 230,000 | 484,000 | 730,000 | 953,000 |
| Noninterest income | 63,000 | 123,000 | 186,000 | 246,000 |
| Noninterest expense | 244,000 | 494,000 | 750,000 | 1,048,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 114,000 | 171,000 | 156,000 |
| Income tax | 15,000 | 36,000 | 54,000 | 44,000 |
| Net income | 34,000 | 78,000 | 117,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,725,000 | 3,769,000 | 3,808,000 | 3,802,000 |
| Total capital | 3,793,000 | 3,835,000 | 3,875,000 | 3,868,000 |
| Risk-weighted assets | 10,858,000 | 10,287,000 | 10,449,000 | 11,500,000 |