Call reports 2013
FIRST NATIONAL BANK OF COLORADO CITY — 2013
What FIRST NATIONAL BANK OF COLORADO CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,229,000 | 35,742,000 | 34,973,000 | 38,550,000 |
| Total loans | 11,518,000 | 12,226,000 | 12,228,000 | 12,359,000 |
| Allowance for loan losses | 69,000 | 69,000 | 69,000 | 68,000 |
| Securities available for sale | 20,896,000 | 12,329,000 | 13,408,000 | 12,415,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,148,000 | 31,850,000 | 31,382,000 | 34,906,000 |
| Interest-bearing deposits | 37,869,000 | 26,909,000 | 25,909,000 | 29,157,000 |
| Noninterest-bearing deposits | 5,279,000 | 4,941,000 | 5,473,000 | 5,749,000 |
| Equity capital | 3,822,000 | 3,704,000 | 3,493,000 | 3,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 431,000 | 651,000 | 885,000 |
| Interest expense | 14,000 | 26,000 | 35,000 | 47,000 |
| Net interest income | 206,000 | 405,000 | 616,000 | 838,000 |
| Noninterest income | 50,000 | 105,000 | 164,000 | 228,000 |
| Noninterest expense | 250,000 | 541,000 | 815,000 | 1,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 6,000 | -31,000 | -34,000 | 24,000 |
| Income tax | 0 | -13,000 | -17,000 | 6,000 |
| Net income | 6,000 | -18,000 | -17,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,693,000 | 3,666,000 | 3,668,000 | 3,692,000 |
| Total capital | 3,762,000 | 3,735,000 | 3,737,000 | 3,760,000 |
| Risk-weighted assets | 11,170,000 | 12,513,000 | 13,329,000 | 11,920,000 |