Call reports 2012
FIRST NATIONAL BANK OF COLORADO CITY — 2012
What FIRST NATIONAL BANK OF COLORADO CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,013,000 | 54,323,000 | 41,536,000 | 46,047,000 |
| Total loans | 14,155,000 | 13,758,000 | 13,249,000 | 12,310,000 |
| Allowance for loan losses | 70,000 | 70,000 | 70,000 | 70,000 |
| Securities available for sale | 19,661,000 | 28,276,000 | 22,460,000 | 20,045,000 |
| Securities held to maturity | 71,000 | 67,000 | 64,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,857,000 | 50,203,000 | 37,238,000 | 41,873,000 |
| Interest-bearing deposits | 38,768,000 | 44,407,000 | 31,930,000 | 33,589,000 |
| Noninterest-bearing deposits | 5,089,000 | 5,796,000 | 5,308,000 | 8,284,000 |
| Equity capital | 3,810,000 | 3,809,000 | 3,949,000 | 3,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 531,000 | 798,000 | 1,002,000 |
| Interest expense | 25,000 | 49,000 | 68,000 | 81,000 |
| Net interest income | 238,000 | 482,000 | 730,000 | 921,000 |
| Noninterest income | 57,000 | 114,000 | 167,000 | 216,000 |
| Noninterest expense | 236,000 | 484,000 | 734,000 | 1,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 112,000 | 154,000 | 175,000 |
| Income tax | 19,000 | 35,000 | 18,000 | 66,000 |
| Net income | 40,000 | 77,000 | 136,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,588,000 | 3,624,000 | 3,683,000 | 3,685,000 |
| Total capital | 3,658,000 | 3,694,000 | 3,753,000 | 3,755,000 |
| Risk-weighted assets | 11,314,000 | 13,053,000 | 11,203,000 | 11,502,000 |