Call reports 2011
FIRST NATIONAL BANK OF COLORADO CITY — 2011
What FIRST NATIONAL BANK OF COLORADO CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,482,000 | 43,143,000 | 41,481,000 | 42,747,000 |
| Total loans | 11,627,000 | 13,152,000 | 13,337,000 | 13,737,000 |
| Allowance for loan losses | 75,000 | 74,000 | 63,000 | 71,000 |
| Securities available for sale | 27,432,000 | 24,907,000 | 18,971,000 | 16,992,000 |
| Securities held to maturity | 84,000 | 81,000 | 78,000 | 74,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,623,000 | 39,093,000 | 37,270,000 | 38,622,000 |
| Interest-bearing deposits | 37,777,000 | 34,785,000 | 31,776,000 | 32,676,000 |
| Noninterest-bearing deposits | 3,846,000 | 4,308,000 | 5,494,000 | 5,946,000 |
| Equity capital | 3,536,000 | 3,679,000 | 3,789,000 | 3,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 531,000 | 828,000 | 1,100,000 |
| Interest expense | 29,000 | 55,000 | 81,000 | 104,000 |
| Net interest income | 215,000 | 476,000 | 747,000 | 996,000 |
| Noninterest income | 60,000 | 118,000 | 178,000 | 234,000 |
| Noninterest expense | 243,000 | 488,000 | 736,000 | 1,013,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 12,000 |
| Pretax income | 32,000 | 106,000 | 184,000 | 205,000 |
| Income tax | 8,000 | 33,000 | 59,000 | 32,000 |
| Net income | 24,000 | 73,000 | 125,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,398,000 | 3,448,000 | 3,500,000 | 3,548,000 |
| Total capital | 3,473,000 | 3,522,000 | 3,563,000 | 3,619,000 |
| Risk-weighted assets | 12,083,000 | 12,003,000 | 11,942,000 | 11,349,000 |