Call reports 2010
FIRST NATIONAL BANK OF COLORADO CITY — 2010
What FIRST NATIONAL BANK OF COLORADO CITY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,579,000 | 38,897,000 | 38,062,000 | 38,942,000 |
| Total loans | 7,621,000 | 7,975,000 | 12,008,000 | 12,257,000 |
| Allowance for loan losses | 75,000 | 75,000 | 75,000 | 74,000 |
| Securities available for sale | 23,534,000 | 19,773,000 | 19,210,000 | 17,543,000 |
| Securities held to maturity | 116,000 | 109,000 | 100,000 | 89,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,758,000 | 35,031,000 | 34,132,000 | 35,128,000 |
| Interest-bearing deposits | 33,199,000 | 31,505,000 | 29,590,000 | 31,160,000 |
| Noninterest-bearing deposits | 3,559,000 | 3,526,000 | 4,542,000 | 3,968,000 |
| Equity capital | 3,424,000 | 3,482,000 | 3,542,000 | 3,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 595,000 | 868,000 | 1,134,000 |
| Interest expense | 29,000 | 56,000 | 85,000 | 114,000 |
| Net interest income | 266,000 | 539,000 | 783,000 | 1,020,000 |
| Noninterest income | 56,000 | 116,000 | 187,000 | 251,000 |
| Noninterest expense | 241,000 | 498,000 | 753,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 157,000 | 217,000 | 234,000 |
| Income tax | 28,000 | 53,000 | 55,000 | 57,000 |
| Net income | 53,000 | 104,000 | 162,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,249,000 | 3,302,000 | 3,360,000 | 3,375,000 |
| Total capital | 3,324,000 | 3,377,000 | 3,435,000 | 3,449,000 |
| Risk-weighted assets | 10,592,000 | 10,430,000 | 11,305,000 | 11,743,000 |