Call reports 2016
ALOSTAR BANK OF COMMERCE — 2016
What ALOSTAR BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 979,816,000 | 1,020,664,000 | 1,028,292,000 | 961,500,000 |
| Total loans | 741,714,000 | 772,611,000 | 741,375,000 | 721,895,000 |
| Allowance for loan losses | 12,845,000 | 12,765,000 | 11,994,000 | 9,511,000 |
| Securities available for sale | 116,897,000 | 105,485,000 | 88,126,000 | 85,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,241,000 | 785,451,000 | 793,553,000 | 746,048,000 |
| Interest-bearing deposits | 568,206,000 | 655,686,000 | 657,539,000 | 612,143,000 |
| Noninterest-bearing deposits | 171,035,000 | 129,765,000 | 136,014,000 | 133,905,000 |
| Equity capital | 182,870,000 | 184,493,000 | 186,948,000 | 188,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,009,000 | 20,525,000 | 31,267,000 | 41,670,000 |
| Interest expense | 1,520,000 | 3,387,000 | 5,427,000 | 7,402,000 |
| Net interest income | 8,489,000 | 17,138,000 | 25,840,000 | 34,268,000 |
| Noninterest income | 1,335,000 | 3,709,000 | 4,934,000 | 6,190,000 |
| Noninterest expense | 6,568,000 | 13,249,000 | 20,142,000 | 26,723,000 |
| Provision for loan losses | 1,452,000 | 3,807,000 | 2,854,000 | 1,537,000 |
| Pretax income | 1,804,000 | 4,027,000 | 8,199,000 | 12,619,000 |
| Income tax | 686,000 | 1,534,000 | 3,129,000 | 4,818,000 |
| Net income | 1,118,000 | 2,493,000 | 5,070,000 | 7,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,587,000 | 183,986,000 | 186,581,000 | 189,325,000 |
| Total capital | 193,727,000 | 195,380,000 | 197,602,000 | 198,836,000 |
| Risk-weighted assets | 889,484,000 | 910,152,000 | 880,707,000 | 854,980,000 |