Call reports 2021
BANK OF SANTA CLARITA — 2021
What BANK OF SANTA CLARITA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 421,176,000 | 416,089,000 | 423,942,000 |
| Total loans | 301,047,000 | 282,408,000 | 270,491,000 |
| Allowance for loan losses | 2,556,000 | 2,556,000 | 2,616,000 |
| Securities available for sale | 16,417,000 | 15,349,000 | 14,475,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 330,788,000 | 333,157,000 | 340,122,000 |
| Interest-bearing deposits | 188,337,000 | 194,029,000 | 154,298,000 |
| Noninterest-bearing deposits | 142,451,000 | 139,128,000 | 185,824,000 |
| Equity capital | 41,955,000 | 42,857,000 | 44,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 3,051,000 | 6,222,000 | 9,304,000 |
| Interest expense | 369,000 | 713,000 | 1,006,000 |
| Net interest income | 2,682,000 | 5,509,000 | 8,298,000 |
| Noninterest income | 214,000 | 368,000 | 589,000 |
| Noninterest expense | 1,437,000 | 3,370,000 | 7,888,000 |
| Provision for loan losses | -47,000 | -47,000 | 13,000 |
| Pretax income | 1,506,000 | 2,554,000 | 986,000 |
| Income tax | 442,000 | 748,000 | 249,000 |
| Net income | 1,064,000 | 1,806,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 42,165,000 | 43,051,000 | 44,513,000 |
| Total capital | 44,781,000 | 45,669,000 | 47,188,000 |
| Risk-weighted assets | 277,436,000 | 285,818,000 | 298,882,000 |