Call reports 2020
BANK OF SANTA CLARITA — 2020
What BANK OF SANTA CLARITA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 306,269,000 | 375,545,000 | 391,976,000 | 372,980,000 |
| Total loans | 237,866,000 | 284,766,000 | 286,867,000 | 286,901,000 |
| Allowance for loan losses | 2,468,000 | 2,468,000 | 2,468,000 | 2,603,000 |
| Securities available for sale | 7,019,000 | 8,649,000 | 10,512,000 | 13,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,683,000 | 276,349,000 | 293,559,000 | 282,967,000 |
| Interest-bearing deposits | 139,813,000 | 169,097,000 | 176,482,000 | 171,815,000 |
| Noninterest-bearing deposits | 80,870,000 | 107,252,000 | 117,077,000 | 111,152,000 |
| Equity capital | 37,835,000 | 38,995,000 | 39,879,000 | 40,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,778,000 | 5,624,000 | 8,454,000 | 11,485,000 |
| Interest expense | 571,000 | 1,065,000 | 1,503,000 | 1,896,000 |
| Net interest income | 2,207,000 | 4,559,000 | 6,951,000 | 9,589,000 |
| Noninterest income | 188,000 | 326,000 | 486,000 | 719,000 |
| Noninterest expense | 1,307,000 | 2,669,000 | 4,002,000 | 5,559,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 255,000 |
| Pretax income | 968,000 | 2,096,000 | 3,315,000 | 4,494,000 |
| Income tax | 283,000 | 606,000 | 961,000 | 1,259,000 |
| Net income | 685,000 | 1,490,000 | 2,354,000 | 3,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,873,000 | 38,970,000 | 39,872,000 | 40,786,000 |
| Total capital | 40,383,000 | 41,482,000 | 42,386,000 | 43,447,000 |
| Risk-weighted assets | 254,426,000 | 251,498,000 | 250,129,000 | 278,522,000 |