Call reports 2018
BANK OF SANTA CLARITA — 2018
What BANK OF SANTA CLARITA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 325,966,000 | 310,174,000 | 301,229,000 | 307,409,000 |
| Total loans | 225,233,000 | 225,015,000 | 225,333,000 | 231,843,000 |
| Allowance for loan losses | 2,453,000 | 2,367,000 | 2,317,000 | 2,387,000 |
| Securities available for sale | 18,216,000 | 16,560,000 | 15,502,000 | 14,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,710,000 | 247,406,000 | 244,860,000 | 230,020,000 |
| Interest-bearing deposits | 152,673,000 | 152,167,000 | 141,138,000 | 132,585,000 |
| Noninterest-bearing deposits | 81,037,000 | 95,239,000 | 103,722,000 | 97,435,000 |
| Equity capital | 29,882,000 | 31,106,000 | 32,067,000 | 33,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,789,000 | 5,677,000 | 8,730,000 | 11,706,000 |
| Interest expense | 567,000 | 1,133,000 | 1,697,000 | 2,225,000 |
| Net interest income | 2,222,000 | 4,544,000 | 7,033,000 | 9,481,000 |
| Noninterest income | 159,000 | 312,000 | 442,000 | 604,000 |
| Noninterest expense | 1,472,000 | 2,825,000 | 4,190,000 | 5,626,000 |
| Provision for loan losses | 13,000 | -70,000 | -120,000 | -50,000 |
| Pretax income | 896,000 | 2,101,000 | 3,405,000 | 4,509,000 |
| Income tax | 287,000 | 625,000 | 1,016,000 | 1,325,000 |
| Net income | 609,000 | 1,476,000 | 2,389,000 | 3,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,188,000 | 31,377,000 | 32,340,000 | 33,282,000 |
| Total capital | 32,685,000 | 33,778,000 | 34,690,000 | 35,696,000 |
| Risk-weighted assets | 247,655,000 | 245,039,000 | 239,171,000 | 246,467,000 |