Call reports 2017
BANK OF SANTA CLARITA — 2017
What BANK OF SANTA CLARITA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 317,850,000 | 319,714,000 | 316,948,000 | 308,216,000 |
| Total loans | 207,995,000 | 217,629,000 | 216,791,000 | 224,052,000 |
| Allowance for loan losses | 2,306,000 | 2,411,000 | 2,436,000 | 2,440,000 |
| Securities available for sale | 17,981,000 | 17,307,000 | 16,882,000 | 15,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,878,000 | 237,999,000 | 240,249,000 | 230,281,000 |
| Interest-bearing deposits | 162,904,000 | 155,659,000 | 161,931,000 | 151,214,000 |
| Noninterest-bearing deposits | 81,974,000 | 82,339,000 | 78,317,000 | 79,067,000 |
| Equity capital | 27,667,000 | 28,193,000 | 28,770,000 | 29,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 4,984,000 | 7,724,000 | 10,510,000 |
| Interest expense | 424,000 | 886,000 | 1,421,000 | 1,952,000 |
| Net interest income | 2,032,000 | 4,098,000 | 6,303,000 | 8,558,000 |
| Noninterest income | 218,000 | 415,000 | 594,000 | 746,000 |
| Noninterest expense | 1,502,000 | 2,879,000 | 4,320,000 | 5,712,000 |
| Provision for loan losses | -40,000 | 69,000 | 94,000 | 98,000 |
| Pretax income | 770,000 | 1,547,000 | 2,465,000 | 3,476,000 |
| Income tax | 316,000 | 638,000 | 1,020,000 | 1,641,000 |
| Net income | 454,000 | 909,000 | 1,445,000 | 1,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,816,000 | 28,319,000 | 28,903,000 | 29,342,000 |
| Total capital | 30,157,000 | 30,762,000 | 31,386,000 | 31,819,000 |
| Risk-weighted assets | 235,476,000 | 240,929,000 | 241,749,000 | 243,298,000 |