Call reports 2016
BANK OF SANTA CLARITA — 2016
What BANK OF SANTA CLARITA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 307,163,000 | 315,807,000 | 316,919,000 | 293,591,000 |
| Total loans | 200,117,000 | 211,960,000 | 208,029,000 | 211,692,000 |
| Allowance for loan losses | 2,298,000 | 2,433,000 | 2,304,000 | 2,346,000 |
| Securities available for sale | 24,765,000 | 23,292,000 | 22,207,000 | 20,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,182,000 | 212,645,000 | 230,154,000 | 245,949,000 |
| Interest-bearing deposits | 138,711,000 | 134,407,000 | 150,864,000 | 159,593,000 |
| Noninterest-bearing deposits | 74,471,000 | 78,238,000 | 79,290,000 | 86,356,000 |
| Equity capital | 26,008,000 | 26,502,000 | 26,955,000 | 27,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,768,000 | 7,256,000 | 9,741,000 |
| Interest expense | 377,000 | 828,000 | 1,272,000 | 1,672,000 |
| Net interest income | 1,876,000 | 3,940,000 | 5,984,000 | 8,069,000 |
| Noninterest income | 157,000 | 341,000 | 537,000 | 790,000 |
| Noninterest expense | 1,477,000 | 2,948,000 | 4,533,000 | 6,361,000 |
| Provision for loan losses | 170,000 | 305,000 | 176,000 | 220,000 |
| Pretax income | 386,000 | 1,044,000 | 1,828,000 | 2,294,000 |
| Income tax | 145,000 | 415,000 | 736,000 | 927,000 |
| Net income | 241,000 | 629,000 | 1,092,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,067,000 | 26,496,000 | 26,999,000 | 27,315,000 |
| Total capital | 28,400,000 | 28,966,000 | 29,340,000 | 29,696,000 |
| Risk-weighted assets | 220,992,000 | 233,546,000 | 231,366,000 | 230,889,000 |
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