Call reports 2026
OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION — 2026
What OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 664,716,000 | 679,380,000 |
| Total loans | 491,780,000 | 499,393,000 |
| Allowance for loan losses | 3,469,000 | 3,734,000 |
| Securities available for sale | 122,225,000 | 122,706,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 560,612,000 | 571,155,000 |
| Interest-bearing deposits | 482,676,000 | 485,143,000 |
| Noninterest-bearing deposits | 77,936,000 | 86,012,000 |
| Equity capital | 82,182,000 | 83,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,314,000 | 14,783,000 |
| Interest expense | 2,797,000 | 5,571,000 |
| Net interest income | 4,517,000 | 9,212,000 |
| Noninterest income | 386,000 | 769,000 |
| Noninterest expense | 3,041,000 | 6,106,000 |
| Provision for loan losses | 20,000 | 285,000 |
| Pretax income | 1,508,000 | 3,304,000 |
| Income tax | 344,000 | 763,000 |
| Net income | 1,164,000 | 2,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 90,989,000 | 92,391,000 |
| Total capital | 94,829,000 | 96,413,000 |
| Risk-weighted assets | 372,987,000 | 383,808,000 |