Call reports 2026
CLEAR LAKE BANK AND TRUST COMPANY — 2026
What CLEAR LAKE BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 647,331,000 | 649,331,000 |
| Total loans | 490,120,000 | 495,013,000 |
| Allowance for loan losses | 6,321,000 | 6,481,000 |
| Securities available for sale | 81,907,000 | 86,197,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 583,499,000 | 584,970,000 |
| Interest-bearing deposits | 455,869,000 | 457,991,000 |
| Noninterest-bearing deposits | 127,630,000 | 126,979,000 |
| Equity capital | 55,145,000 | 55,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,459,000 | 17,349,000 |
| Interest expense | 2,548,000 | 5,068,000 |
| Net interest income | 5,911,000 | 12,281,000 |
| Noninterest income | 1,186,000 | 2,484,000 |
| Noninterest expense | 3,904,000 | 7,936,000 |
| Provision for loan losses | 163,000 | 347,000 |
| Pretax income | 3,023,000 | 6,488,000 |
| Income tax | 112,000 | 241,000 |
| Net income | 2,911,000 | 6,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,213,000 | 54,857,000 |
| Total capital | 60,192,000 | 60,944,000 |
| Risk-weighted assets | 477,748,000 | 486,332,000 |