Call reports 2010
CLEAR LAKE BANK AND TRUST COMPANY — 2010
What CLEAR LAKE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 234,465,000 | 234,030,000 | 233,258,000 | 232,907,000 |
| Total loans | 182,603,000 | 184,660,000 | 185,760,000 | 191,200,000 |
| Allowance for loan losses | 2,254,000 | 2,342,000 | 2,360,000 | 2,468,000 |
| Securities available for sale | 20,591,000 | 19,803,000 | 18,240,000 | 18,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,909,000 | 207,941,000 | 206,662,000 | 206,963,000 |
| Interest-bearing deposits | 179,825,000 | 181,130,000 | 178,737,000 | 176,207,000 |
| Noninterest-bearing deposits | 24,084,000 | 26,811,000 | 27,925,000 | 30,756,000 |
| Equity capital | 19,998,000 | 19,840,000 | 20,407,000 | 20,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 5,967,000 | 8,999,000 | 11,980,000 |
| Interest expense | 693,000 | 1,367,000 | 1,968,000 | 2,544,000 |
| Net interest income | 2,287,000 | 4,600,000 | 7,031,000 | 9,436,000 |
| Noninterest income | 463,000 | 992,000 | 1,499,000 | 2,036,000 |
| Noninterest expense | 1,568,000 | 3,225,000 | 4,915,000 | 6,732,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 1,057,000 | 2,117,000 | 3,240,000 | 4,240,000 |
| Income tax | 48,000 | 97,000 | 148,000 | 194,000 |
| Net income | 1,009,000 | 2,020,000 | 3,092,000 | 4,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,028,000 | 18,838,000 | 19,234,000 | 19,248,000 |
| Total capital | 21,282,000 | 21,127,000 | 21,515,000 | 21,615,000 |
| Risk-weighted assets | 180,601,000 | 182,320,000 | 182,371,000 | 188,470,000 |
Machine access — free, no API key
Every figure shown here about CLEAR LAKE BANK AND TRUST COMPANY — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.