Call reports 2006
CLEAR LAKE BANK AND TRUST COMPANY — 2006
What CLEAR LAKE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 193,781,000 | 196,032,000 | 196,289,000 | 199,425,000 |
| Total loans | 150,636,000 | 152,777,000 | 155,665,000 | 156,271,000 |
| Allowance for loan losses | 1,828,000 | 1,801,000 | 1,753,000 | 1,797,000 |
| Securities available for sale | 30,218,000 | 29,494,000 | 29,158,000 | 27,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,401,000 | 172,106,000 | 169,257,000 | 172,880,000 |
| Interest-bearing deposits | 148,669,000 | 150,396,000 | 148,633,000 | 150,500,000 |
| Noninterest-bearing deposits | 20,732,000 | 21,710,000 | 20,624,000 | 22,380,000 |
| Equity capital | 15,226,000 | 14,641,000 | 15,271,000 | 15,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,833,000 | 8,855,000 | 11,982,000 |
| Interest expense | 1,098,000 | 2,290,000 | 3,604,000 | 5,027,000 |
| Net interest income | 1,784,000 | 3,543,000 | 5,251,000 | 6,955,000 |
| Noninterest income | 313,000 | 675,000 | 1,035,000 | 1,412,000 |
| Noninterest expense | 1,286,000 | 2,585,000 | 3,853,000 | 5,152,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 219,000 |
| Pretax income | 766,000 | 1,543,000 | 2,298,000 | 2,996,000 |
| Income tax | 38,000 | 77,000 | 115,000 | 150,000 |
| Net income | 728,000 | 1,466,000 | 2,183,000 | 2,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,860,000 | 14,525,000 | 14,793,000 | 15,311,000 |
| Total capital | 16,688,000 | 16,326,000 | 16,546,000 | 17,108,000 |
| Risk-weighted assets | 155,156,000 | 153,605,000 | 156,599,000 | 157,621,000 |
Machine access — free, no API key
Every figure shown here about CLEAR LAKE BANK AND TRUST COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.