Call reports 2015
FIRST NATIONAL BANK OF EAGLE RIVER, THE — 2015
What FIRST NATIONAL BANK OF EAGLE RIVER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,521,000 | 143,636,000 | 140,960,000 | 142,629,000 |
| Total loans | 85,487,000 | 84,108,000 | 83,512,000 | 87,952,000 |
| Allowance for loan losses | 830,000 | 801,000 | 832,000 | 657,000 |
| Securities available for sale | 38,300,000 | 40,499,000 | 41,752,000 | 39,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,213,000 | 98,397,000 | 96,141,000 | 103,144,000 |
| Interest-bearing deposits | 80,526,000 | 78,605,000 | 75,036,000 | 84,487,000 |
| Noninterest-bearing deposits | 18,688,000 | 19,792,000 | 21,106,000 | 18,656,000 |
| Equity capital | 13,016,000 | 12,820,000 | 13,258,000 | 12,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,323,000 | 3,404,000 | 4,512,000 |
| Interest expense | 155,000 | 313,000 | 474,000 | 631,000 |
| Net interest income | 1,042,000 | 2,010,000 | 2,930,000 | 3,881,000 |
| Noninterest income | 208,000 | 487,000 | 693,000 | 816,000 |
| Noninterest expense | 1,072,000 | 2,126,000 | 3,163,000 | 4,200,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 156,000 |
| Pretax income | 209,000 | 387,000 | 461,000 | 394,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 207,000 | 385,000 | 459,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,524,000 | 12,435,000 | 12,516,000 | 12,404,000 |
| Total capital | 13,354,000 | 13,236,000 | 13,348,000 | 13,061,000 |
| Risk-weighted assets | 93,317,000 | 85,232,000 | 87,521,000 | 88,600,000 |