Call reports 2026
BANK OF HYDRO — 2026
What BANK OF HYDRO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 181,469,000 | 180,831,000 |
| Total loans | 152,484,000 | 160,882,000 |
| Allowance for loan losses | 788,000 | 788,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 157,997,000 | 156,908,000 |
| Interest-bearing deposits | 115,980,000 | 114,469,000 |
| Noninterest-bearing deposits | 42,017,000 | 42,439,000 |
| Equity capital | 20,400,000 | 20,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,110,000 | 6,239,000 |
| Interest expense | 930,000 | 1,878,000 |
| Net interest income | 2,180,000 | 4,361,000 |
| Noninterest income | 148,000 | 289,000 |
| Noninterest expense | 1,114,000 | 2,227,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,194,000 | 2,385,000 |
| Income tax | 0 | 0 |
| Net income | 1,194,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,400,000 | 20,698,000 |