Call reports 2024
BANK OF HYDRO — 2024
What BANK OF HYDRO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 154,766,000 | 157,805,000 | 158,595,000 | 205,911,000 |
| Total loans | 137,243,000 | 136,788,000 | 138,427,000 | 139,860,000 |
| Allowance for loan losses | 1,375,000 | 1,385,000 | 1,396,000 | 1,400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,113,000 | 136,695,000 | 136,837,000 | 183,895,000 |
| Interest-bearing deposits | 94,934,000 | 95,751,000 | 97,612,000 | 128,629,000 |
| Noninterest-bearing deposits | 39,179,000 | 40,944,000 | 39,225,000 | 55,266,000 |
| Equity capital | 17,717,000 | 17,999,000 | 18,337,000 | 18,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,903,000 | 5,864,000 | 8,939,000 | 12,229,000 |
| Interest expense | 893,000 | 1,805,000 | 2,561,000 | 3,873,000 |
| Net interest income | 2,010,000 | 4,059,000 | 6,378,000 | 8,356,000 |
| Noninterest income | 143,000 | 284,000 | 549,000 | 804,000 |
| Noninterest expense | 1,048,000 | 2,094,000 | 3,172,000 | 4,305,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 1,082,000 | 2,210,000 | 3,562,000 | 4,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,082,000 | 2,210,000 | 3,562,000 | 4,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,717,000 | 17,999,000 | 18,337,000 | 18,651,000 |