Call reports 2023
BANK OF HYDRO — 2023
What BANK OF HYDRO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 155,523,000 | 154,057,000 | 149,825,000 | 152,317,000 |
| Total loans | 142,944,000 | 141,317,000 | 140,230,000 | 141,163,000 |
| Allowance for loan losses | 1,335,000 | 1,345,000 | 1,355,000 | 1,366,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,065,000 | 3,102,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,562,000 | 130,487,000 | 128,708,000 | 131,775,000 |
| Interest-bearing deposits | 93,421,000 | 89,441,000 | 89,358,000 | 92,011,000 |
| Noninterest-bearing deposits | 42,141,000 | 41,046,000 | 39,350,000 | 39,764,000 |
| Equity capital | 16,737,000 | 16,925,000 | 17,160,000 | 17,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,584,000 | 7,317,000 | 10,145,000 |
| Interest expense | 657,000 | 1,413,000 | 2,302,000 | 3,182,000 |
| Net interest income | 1,541,000 | 3,171,000 | 5,015,000 | 6,963,000 |
| Noninterest income | 136,000 | 278,000 | 427,000 | 688,000 |
| Noninterest expense | 914,000 | 1,881,000 | 2,918,000 | 4,015,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 776,000 | 1,527,000 | 2,468,000 | 3,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 776,000 | 1,527,000 | 2,468,000 | 3,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,737,000 | 16,925,000 | 17,160,000 | 17,446,000 |