Call reports 2022
BANK OF HYDRO — 2022
What BANK OF HYDRO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 144,343,000 | 145,217,000 | 152,604,000 | 159,205,000 |
| Total loans | 123,961,000 | 131,318,000 | 137,847,000 | 144,232,000 |
| Allowance for loan losses | 1,231,000 | 1,321,000 | 1,317,000 | 1,324,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,772,000 | 5,788,000 | 5,803,000 | 5,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,488,000 | 125,382,000 | 128,509,000 | 132,191,000 |
| Interest-bearing deposits | 88,530,000 | 85,861,000 | 86,450,000 | 89,279,000 |
| Noninterest-bearing deposits | 37,959,000 | 39,521,000 | 42,059,000 | 42,912,000 |
| Equity capital | 16,040,000 | 16,174,000 | 16,334,000 | 16,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,956,000 | 4,680,000 | 6,672,000 |
| Interest expense | 118,000 | 248,000 | 456,000 | 889,000 |
| Net interest income | 1,331,000 | 2,708,000 | 4,224,000 | 5,783,000 |
| Noninterest income | 138,000 | 270,000 | 403,000 | 655,000 |
| Noninterest expense | 871,000 | 1,796,000 | 2,740,000 | 3,711,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 522,000 | 1,058,000 | 1,696,000 | 2,535,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 1,058,000 | 1,696,000 | 2,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,040,000 | 16,174,000 | 16,334,000 | 16,543,000 |