Call reports 2021
BANK OF HYDRO — 2021
What BANK OF HYDRO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 138,002,000 | 141,400,000 | 136,400,000 | 140,452,000 |
| Total loans | 115,219,000 | 121,135,000 | 122,412,000 | 123,400,000 |
| Allowance for loan losses | 1,188,000 | 1,199,000 | 1,210,000 | 1,220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 772,000 | 772,000 | 771,000 | 771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,978,000 | 123,080,000 | 118,685,000 | 122,776,000 |
| Interest-bearing deposits | 80,474,000 | 84,646,000 | 80,782,000 | 82,975,000 |
| Noninterest-bearing deposits | 39,504,000 | 38,434,000 | 37,904,000 | 39,801,000 |
| Equity capital | 15,431,000 | 15,615,000 | 15,788,000 | 15,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,235,000 | 4,860,000 | 6,267,000 |
| Interest expense | 156,000 | 300,000 | 431,000 | 551,000 |
| Net interest income | 1,336,000 | 2,935,000 | 4,429,000 | 5,716,000 |
| Noninterest income | 113,000 | 233,000 | 356,000 | 572,000 |
| Noninterest expense | 821,000 | 1,773,000 | 2,702,000 | 3,693,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 640,000 | 1,397,000 | 2,058,000 | 2,544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,397,000 | 2,058,000 | 2,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,431,000 | 15,615,000 | 15,788,000 | 15,910,000 |
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