Call reports 2018
BANK OF HYDRO — 2018
What BANK OF HYDRO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,774,000 | 124,732,000 | 124,342,000 | 126,267,000 |
| Total loans | 115,646,000 | 114,868,000 | 114,967,000 | 117,140,000 |
| Allowance for loan losses | 1,199,000 | 1,177,000 | 1,220,000 | 1,224,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,588,000 | 108,289,000 | 107,730,000 | 109,380,000 |
| Interest-bearing deposits | 80,071,000 | 77,707,000 | 74,688,000 | 77,863,000 |
| Noninterest-bearing deposits | 30,517,000 | 30,582,000 | 33,042,000 | 31,518,000 |
| Equity capital | 13,160,000 | 13,384,000 | 13,583,000 | 13,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,203,000 | 4,887,000 | 6,618,000 |
| Interest expense | 173,000 | 372,000 | 580,000 | 820,000 |
| Net interest income | 1,407,000 | 2,831,000 | 4,307,000 | 5,798,000 |
| Noninterest income | 127,000 | 256,000 | 385,000 | 595,000 |
| Noninterest expense | 651,000 | 1,303,000 | 2,102,000 | 2,899,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 876,000 | 1,769,000 | 2,567,000 | 3,464,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 876,000 | 1,769,000 | 2,567,000 | 3,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,160,000 | 13,384,000 | 13,583,000 | 13,807,000 |
| Total capital | 14,360,000 | 14,561,000 | 14,803,000 | 15,032,000 |
| Risk-weighted assets | 99,476,000 | 98,118,000 | 99,129,000 | 101,698,000 |