Call reports 2017
BANK OF HYDRO — 2017
What BANK OF HYDRO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,362,000 | 121,620,000 | 124,098,000 | 126,280,000 |
| Total loans | 112,696,000 | 112,795,000 | 117,838,000 | 120,056,000 |
| Allowance for loan losses | 1,183,000 | 1,184,000 | 1,191,000 | 1,199,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 736,000 | 736,000 | 736,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,106,000 | 106,185,000 | 106,379,000 | 104,762,000 |
| Interest-bearing deposits | 73,840,000 | 74,361,000 | 73,805,000 | 72,632,000 |
| Noninterest-bearing deposits | 30,266,000 | 31,824,000 | 32,574,000 | 32,130,000 |
| Equity capital | 12,313,000 | 12,508,000 | 12,719,000 | 12,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,880,000 | 4,427,000 | 6,028,000 |
| Interest expense | 123,000 | 247,000 | 376,000 | 522,000 |
| Net interest income | 1,297,000 | 2,633,000 | 4,051,000 | 5,506,000 |
| Noninterest income | 113,000 | 234,000 | 355,000 | 553,000 |
| Noninterest expense | 627,000 | 1,298,000 | 1,986,000 | 2,741,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 776,000 | 1,554,000 | 2,397,000 | 3,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 776,000 | 1,554,000 | 2,397,000 | 3,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,313,000 | 12,508,000 | 12,719,000 | 12,941,000 |
| Total capital | 13,496,000 | 13,692,000 | 13,910,000 | 14,140,000 |
| Risk-weighted assets | 94,115,000 | 95,336,000 | 99,801,000 | 101,234,000 |