Call reports 2012
BANK OF HYDRO — 2012
What BANK OF HYDRO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,079,000 | 141,550,000 | 129,142,000 | 123,211,000 |
| Total loans | 106,249,000 | 106,820,000 | 109,751,000 | 111,845,000 |
| Allowance for loan losses | 1,112,000 | 1,110,000 | 1,110,000 | 1,110,000 |
| Securities available for sale | 86,000 | 83,000 | 79,000 | 74,000 |
| Securities held to maturity | 551,000 | 551,000 | 1,608,000 | 1,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,497,000 | 124,836,000 | 112,337,000 | 106,306,000 |
| Interest-bearing deposits | 73,970,000 | 78,941,000 | 77,198,000 | 74,768,000 |
| Noninterest-bearing deposits | 25,527,000 | 45,896,000 | 35,139,000 | 31,538,000 |
| Equity capital | 9,332,000 | 9,452,000 | 9,568,000 | 9,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,870,000 | 4,324,000 | 5,791,000 |
| Interest expense | 242,000 | 490,000 | 738,000 | 974,000 |
| Net interest income | 1,171,000 | 2,380,000 | 3,586,000 | 4,817,000 |
| Noninterest income | 97,000 | 207,000 | 303,000 | 489,000 |
| Noninterest expense | 495,000 | 1,006,000 | 1,537,000 | 2,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,581,000 | 2,352,000 | 3,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 773,000 | 1,581,000 | 2,352,000 | 3,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,330,000 | 9,450,000 | 9,566,000 | 9,696,000 |
| Total capital | 10,442,000 | 10,560,000 | 10,676,000 | 10,806,000 |
| Risk-weighted assets | 96,724,000 | 101,188,000 | 100,160,000 | 98,848,000 |