Call reports 2008
BANK OF HYDRO — 2008
What BANK OF HYDRO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 86,267,000 | 91,934,000 | 91,116,000 | 95,575,000 |
| Total loans | 76,646,000 | 71,186,000 | 79,709,000 | 86,287,000 |
| Allowance for loan losses | 883,000 | 929,000 | 973,000 | 965,000 |
| Securities available for sale | 582,000 | 563,000 | 543,000 | 513,000 |
| Securities held to maturity | 345,000 | 0 | 574,000 | 574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,177,000 | 73,012,000 | 72,148,000 | 75,453,000 |
| Interest-bearing deposits | 51,192,000 | 51,656,000 | 53,432,000 | 54,723,000 |
| Noninterest-bearing deposits | 15,985,000 | 21,355,000 | 18,716,000 | 20,730,000 |
| Equity capital | 8,096,000 | 8,150,000 | 8,211,000 | 8,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,674,000 | 3,981,000 | 5,278,000 |
| Interest expense | 611,000 | 1,138,000 | 1,622,000 | 2,087,000 |
| Net interest income | 802,000 | 1,536,000 | 2,359,000 | 3,191,000 |
| Noninterest income | 110,000 | 207,000 | 303,000 | 516,000 |
| Noninterest expense | 407,000 | 826,000 | 1,270,000 | 1,715,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 460,000 | 827,000 | 1,257,000 | 1,812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 827,000 | 1,257,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,087,000 | 8,144,000 | 8,205,000 | 8,289,000 |
| Total capital | 8,971,000 | 9,046,000 | 9,179,000 | 9,254,000 |
| Risk-weighted assets | 75,883,000 | 71,363,000 | 78,873,000 | 85,495,000 |
Machine access — free, no API key
Every figure shown here about BANK OF HYDRO — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.