Call reports 2005
BANK OF HYDRO — 2005
What BANK OF HYDRO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,390,000 | 71,110,000 | 77,372,000 | 79,895,000 |
| Total loans | 60,258,000 | 63,357,000 | 65,764,000 | 69,075,000 |
| Allowance for loan losses | 470,000 | 485,000 | 479,000 | 503,000 |
| Securities available for sale | 1,935,000 | 1,306,000 | 1,220,000 | 1,079,000 |
| Securities held to maturity | 1,550,000 | 1,447,000 | 1,443,000 | 1,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,498,000 | 54,451,000 | 53,994,000 | 57,437,000 |
| Interest-bearing deposits | 48,132,000 | 48,683,000 | 46,572,000 | 49,823,000 |
| Noninterest-bearing deposits | 6,366,000 | 5,768,000 | 7,422,000 | 7,614,000 |
| Equity capital | 7,242,000 | 7,292,000 | 7,345,000 | 7,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,860,000 | 2,994,000 | 4,256,000 |
| Interest expense | 334,000 | 717,000 | 1,174,000 | 1,731,000 |
| Net interest income | 550,000 | 1,143,000 | 1,820,000 | 2,525,000 |
| Noninterest income | 67,000 | 141,000 | 224,000 | 346,000 |
| Noninterest expense | 352,000 | 689,000 | 1,077,000 | 1,516,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 250,000 | 565,000 | 922,000 | 1,285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 565,000 | 922,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,224,000 | 7,270,000 | 7,324,000 | 7,378,000 |
| Total capital | 7,694,000 | 7,755,000 | 7,803,000 | 7,881,000 |
| Risk-weighted assets | 49,103,000 | 52,208,000 | 57,213,000 | 59,592,000 |
Machine access — free, no API key
Every figure shown here about BANK OF HYDRO — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.